UL provides test tools for EMV acquisition, certification and migration projects.

UL has developed a range of POS, ATM and payment host test tools. These test tools help guide customers to a smooth, efficient and trouble-free go-live of payment system infrastructure. Our portfolio includes test tools for MasterCard, Visa, American Express, Discover, JCB, Diners Club, UnionPay, Interac and a number of country-specific payment schemes precertification, certification and validation.

Our test tools for acquirers, including merchants and retailers, optimize the test execution processes by test automation, card simulation and appropriate authorization of host behavior simulation for the major payment brands. These tools also provide full insight into the technical details of the communication between the payment card and the payment terminal on the one side, and between the terminal and the payment network on the other side. This allows a tester to gain detailed insight into the behavior of the system from end to end to ensure interoperability.

Of course, acquirer host systems are required to be tested and certified prior to connecting to the payment brand’s network. UL offers acquirers and terminal vendors the complete automated solution to test and certify payment card acceptance devices as well as host systems. UL’s payment test tools provide a tester with automated test execution and test card emulation, covering contact and contactless card images, magnetic stripe and tokenization.

Whether testing an acquirer network’s capability to generate correct messaging or performing an end-to-end test from card or mobile handset application through an acquirer host system to a simulated authorization host, UL test tools are designed to help customers reach market objectives.