For nearly two decades we have worked with banks, mobile network operators, governments, public transport operators and vendors to help ensure that their transaction technology is trustworthy, compliant with all standards and interoperable worldwide.

The benefits of working with UL
As independent advisors, we don’t give preference to one payment scheme or industry body over another. Instead, we make decisions based on our customers’ needs and then guide them through the maze of applicable standards and compliance requirements mandated by different schemes and industry organizations. In this way, we empower you to launch your innovative products and services in a trustworthy, compliant and interoperable manner, in the fastest time possible.

We provide a complete portfolio of services, including advisory, training, compliance & interoperability services, security services and UL Test Tools to assist with projects including EMV migration, contactless and mobile payments implementations (NFC/HCE/BLE), data security (PCI, Common Criteria), border control solutions, and e-ticketing (AFC) implementations.

UL’s people pro-actively collaborate with industry players to define robust standards and policies. Bringing global expertise to your local needs. UL has accreditations from industry bodies including Visa, MasterCard, Discover, JCB, American Express, EMVCo, UnionPay International, PCI, GCF, GlobalPlatform, NFC Forum and many others.


Transaction Security Industries

Retail Mobile
Banking & Payments

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Transit eHealth

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Browse pertinent UL thought leadership to help you find the research and insights that matter for your business.

Mobile Payment Security: BLE or NFC
Mobile Payment Security: BLE o...
Biometrics For Payments
Biometrics For Payments
Next Generation Transit Ticketing
Next Generation Transit Ticket...
Contactless Interoperability in Transit
Contactless Interoperability i...
Securing HCE
Securing HCE